Creating a Goal-Based Framework for Your Financial Picture
The key to successful financial planning is to set proactive goals and be specific with how much you’re allocating to each goal, how frequently, and over how much time.
Retirement Planning Considerations for Couples with an Age Gap
Decisions surrounding retirement are rarely simple. This further becomes the case when there is an age gap between couples, resulting in differences in retirement dates, life expectancy, health and more.
Investing in Retirement – It Should Be as Active as You Are
Investing in retirement used to be simple – switch to a 60/40 allocation, take out 4% a year, adjust for inflation, done. The goal was to avoid risk to the principle.
How to Make Your Money Last in Retirement
Whether you are already retired or just beginning to consider your retirement years, the question "Will I outlive my money" is most likely a top concern.
Tactics to Boost Your Retirement Savings – If You’re Over 50
How much do you need for retirement? Well, investment research firm Morningstar has a handy but somewhat scary stat: $1.18 million. Using average annual returns of 6 percent and pegging inflation at 2.5%, Morningstar calculates that’s the amount of savings needed to achieve $40,000 per year in annual income for 30 years.
The Adaptive 60/40 Portfolio
Expanding your portfolio beyond the traditional 60/40 allocation can help lower volatility even through market downturns and keep you on track with the income you need in retirement.
